At Easy Air + Heat + Plumbing, we understand that home improvements and emergency services are essential, but affording them should not be stressful, which is why we have gone beyond traditional AC and plumbing financing options by offering smarter, more flexible mortgage-backed AC and plumbing service loans designed to help homeowners in Columbia, SC, and the surrounding areas breathe easier. Whether it is upgrading your HVAC system, tackling essential plumbing repairs, or investing in other critical home upgrades, you should not have to choose between financial strain and a safer, more comfortable home. Discover the details on mortgage-backed AC and plumbing financing:
A Better Way to Finance Your Home Projects
We are proud to offer a unique financing experience through our in-house finance manager, Jamie Wilkie (NMLS #2678416). Jamie is not only a part of the Easy Air + Heat + Plumbing team, but also a South Carolina licensed Mortgage Loan Advisor with Coast2Coast Mortgage. That means you get access to exclusive mortgage-backed financing options – many of which offer better rates, lower monthly payments, and longer repayment terms than standard personal loans.
Unlike most home service companies that only offer high-interest personal loans or credit card financing, we connect you with solutions that are designed to work for you – not against your budget.
Flexible Financing Options Tailored to You
With an ability to offer mortgage-backed loans, you can access a variety of AC, heat, and plumbing financing options at Easy Air + Heat + Plumbing, including:
- Home Equity Loans – Borrow against the equity you have built in your home to fund HVAC replacements, plumbing upgrades, or other repairs with competitive interest rates.
- Home Equity Lines of Credit (HELOCs) – Tap into your home’s value as needed with a flexible line of credit that you can draw from as your project progresses.
- Cash-Out Refinancing or Debt Consolidation – Refinance your current mortgage to free up cash or consolidate higher-interest debt into a single, lower monthly payment.
These options are not only more affordable than traditional loans, but they can also potentially save you thousands of dollars in interest over the life of the loan.
Why Choose Mortgage-Backed Financing?
Here is what makes these financing options for HVAC and plumbing services from us at Easy Air + Heat + Plumbing stand out:
- Lower Interest Rates – Mortgage-backed loans typically offer much lower interest rates than personal loans or credit cards.
- Lower Monthly Payments – Enjoy a manageable monthly payment that is unlikely to break your budget.
- Flexible Repayment Terms – Choose from a range of loan durations and structures that best suit your financial situation.
- Potential Tax Benefits – In some cases, the interest paid on home equity loans may be tax-deductible (if used for qualifying home improvements).
- One Easy Application – We make the process simple. You will get personalized guidance from Jamie to compare multiple loan products and choose the one that fits best.
Addressing Some Common Concerns
“It takes too long to get approved.”
We have streamlined the process to ensure it is as quick and hassle-free as possible. Many of our customers at Easy Air + Heat + Plumbing secure funding in just a few weeks, not months – and the long-term savings make it worth the short wait.
“I don’t think I’ll qualify for a home equity loan.”
Do not count yourself out. Jamie and our team will walk you through the available options, taking your home’s value and your financial situation into account. You might qualify for more than you expect!
“Interest rates are too high right now.”
While overall interest rates may be rising, mortgage-backed financing options still offer some of the lowest rates available – often much better than personal loans or credit cards. You could also consolidate higher-interest debts into a single, lower-cost solution.
Take the Next Step Toward a More Comfortable Home
Easy Air + Heat + Plumbing is a smart choice for HVAC and plumbing services as well as financing through mortgage-backed AC and plumbing service loans in Columbia, SC. When it comes to your home’s comfort and safety, there is no need to wait. Every month you delay essential improvements could mean higher repair costs or wasted energy bills. With our smarter financing options, you can finally tackle the repairs and upgrades your home needs – with less financial burden.
Call or text Jamie Wilkie directly at (863) 473-7753
or
Email: jamie.wilkie@myloanhelpers.com
Contact us at Easy Air + Heat + Plumbing to schedule your free consultation today and take control of your home improvement financing.
Traditional Installment Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 15.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.
12-Month Same-As-Cash Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of February 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.
6.99% 5-Year Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.
